Switch to ADA Accessible Theme
Close Menu

Category Archives: Credit Report

Legal4

Leasing Agreement Pitfalls And Credit Reporting

By Blankingship & Christiano, P.C. |

Lease contracts can produce unexpected pitfalls in the credit reporting world.  Whether it is an automobile lease or an apartment lease, they have their own challenges and unforeseen consequences.  At Blankingship & Christiano, P.C. we have helped a number of clients that have had extremely problematic leasing issues.  Most of the car leasing problems… Read More »

Facebook Twitter LinkedIn
CreditDef

What Types Of Damages Are Available For Inaccurate Credit Report Cases?

By Blankingship & Christiano, P.C. |

The Fair Credit Reporting Act authorizes damages for both negligent and willful violations of the statutory requirements related to the investigation of credit disputes and accuracy of information reported by credit reporting agencies.  Typically, the damages available are broken down into three distinct categories: economic damages, intangible damages, and punitive damages.  Depending on the… Read More »

Facebook Twitter LinkedIn
CouplePlanning

What To Know About Consumer Credit Repair

By Blankingship & Christiano, P.C. |

The Wall Street Journal published an article about consumer credit repair on September 20, 2021.  The article was a useful introduction of consumer credit rights with ideas for consumers to use various self-help remedies to correct errors on their credit.  Blankingship & Christiano litigates cases for consumers who are unable to have objectively inaccurate… Read More »

Facebook Twitter LinkedIn
CreditReport2

IS YOUR POST-BANKRUPTCY CREDIT REPORT UPDATED & ACCURATE?

By Blankingship & Christiano, P.C. |

Most consumers who have been discharged from a Chapter 7 bankruptcy or are in a Chapter 13 bankruptcy have no idea how their discharged debts should appear on their credit reports.  Blankingship &Christiano has seen a large instance of inaccurate credit reporting on consumers post-bankruptcy credit reports that have occurred for a variety of… Read More »

Facebook Twitter LinkedIn

What Goes Into a Credit Dispute Letter?

By Blankingship & Christiano, P.C. |

It is advisable to check your credit reports regularly and to promptly submit a credit report dispute near Fairfax if you detect any errors. You have the right to consult a credit report lawyer for Fair Credit Reporting Act guidance. One common mistake people make when submitting a credit report dispute is failing to… Read More »

Facebook Twitter LinkedIn
Credit Report Attorney Near Ashburn

Understanding the Role of Credit Reporting Agencies

By Blankingship & Christiano, P.C. |

Credit reporting agencies assemble information about consumer credit histories and evaluate that information on behalf of third parties. Banks, landlords, and other creditors supply information about financial behavior – such as payment histories – to credit reporting agencies. They also may request information about consumers’ histories with other creditors when they are making decisions… Read More »

Facebook Twitter LinkedIn
Credit Report Attorney in Ashburn

Answers to Questions About Credit Report Disputes

By Blankingship & Christiano, P.C. |

Your credit history is proof of your financial credibility and stability, yet it may contain erroneous information. This can negatively affect your credit score and compromise your ability to secure lines of credit. You do have rights under consumer law. For example, credit reporting bureaus are required to fix inaccurate information, thanks to the… Read More »

Facebook Twitter LinkedIn

Cleaning Up Your Credit Score for a Mortgage

By Blankingship & Christiano, P.C. |

If you are thinking about buying a home, one of the first factors to consider is whether your credit score is adequate. You should regularly request copies of your credit history to keep an eye on your score. As a credit report lawyer in Ashburn can explain to you, you are entitled to receive… Read More »

Facebook Twitter LinkedIn
credit report lawyer in Fairfax

3 Errors to Look for on Your Credit Report

By Blankingship & Christiano, P.C. |

Consumer law in Alexandria provides for the right to request a free copy of a person’s credit reports every 12 months. This applies to all three of the major credit reporting bureaus, which are Experian, Equifax, and TransUnion. It is highly advisable to take advantage of this free service to keep track of your… Read More »

Facebook Twitter LinkedIn
Credit Reports in Ashburn

How to Check Your Credit Report

By Blankingship & Christiano, P.C. |

Every person in the United States is legally entitled to see their credit report on a yearly basis. Credit reports are used to determine your credit score, which rates your trustworthiness as a debtor. If you have never checked your credit report before, you may be wondering how easy it is to request it…. Read More »

Facebook Twitter LinkedIn