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Category Archives: Credit Report

What Goes Into a Credit Dispute Letter?

By Blankingship & Christiano, P.C. |

It is advisable to check your credit reports regularly and to promptly submit a credit report dispute near Fairfax if you detect any errors. You have the right to consult a credit report lawyer for Fair Credit Reporting Act guidance. One common mistake people make when submitting a credit report dispute is failing to… Read More »

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Credit Report Attorney Near Ashburn

Understanding the Role of Credit Reporting Agencies

By Blankingship & Christiano, P.C. |

Credit reporting agencies assemble information about consumer credit histories and evaluate that information on behalf of third parties. Banks, landlords, and other creditors supply information about financial behavior – such as payment histories – to credit reporting agencies. They also may request information about consumers’ histories with other creditors when they are making decisions… Read More »

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Credit Report Attorney in Ashburn

Answers to Questions About Credit Report Disputes

By Blankingship & Christiano, P.C. |

Your credit history is proof of your financial credibility and stability, yet it may contain erroneous information. This can negatively affect your credit score and compromise your ability to secure lines of credit. You do have rights under consumer law. For example, credit reporting bureaus are required to fix inaccurate information, thanks to the… Read More »

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Cleaning Up Your Credit Score for a Mortgage

By Blankingship & Christiano, P.C. |

If you are thinking about buying a home, one of the first factors to consider is whether your credit score is adequate. You should regularly request copies of your credit history to keep an eye on your score. As a credit report lawyer in Ashburn can explain to you, you are entitled to receive… Read More »

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credit report lawyer in Fairfax

3 Errors to Look for on Your Credit Report

By Blankingship & Christiano, P.C. |

Consumer law in Alexandria provides for the right to request a free copy of a person’s credit reports every 12 months. This applies to all three of the major credit reporting bureaus, which are Experian, Equifax, and TransUnion. It is highly advisable to take advantage of this free service to keep track of your… Read More »

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Credit Reports in Ashburn

How to Check Your Credit Report

By Blankingship & Christiano, P.C. |

Every person in the United States is legally entitled to see their credit report on a yearly basis. Credit reports are used to determine your credit score, which rates your trustworthiness as a debtor. If you have never checked your credit report before, you may be wondering how easy it is to request it…. Read More »

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How Common Are Credit Report Mistakes?

By Blankingship & Christiano, P.C. |

The importance of having an accurate credit report can scarcely be overstated. Having a good credit score can affect your life in numerous ways, including determining how easy it will be for you to obtain a mortgage or buy a car. If you are concerned about your low credit score, you should be aware… Read More »

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Credit Report Law Firm Near Ashburn

The Steps of Repairing and Protecting Your Credit

By Blankingship & Christiano, P.C. |

Your credit history is essentially your financial reputation. Maintaining a good credit history can be the key toward obtaining a mortgage, buying a new car, paying a reasonable insurance rate, and even obtaining a new apartment or job. If your credit history is less than ideal, you are certainly not alone. Many people turn… Read More »

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credit report lawyer near Ashburn

A Closer Look at Credit Report Disputes

By Blankingship & Christiano, P.C. |

In order to protect your financial wellbeing, it is essential to review your credit report on a regular basis. However, if you discover a credit report error, you may be unsure of how to proceed. Credit report errors can affect your ability to obtain loans and lines of credit, so it is important to… Read More »

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The 411 On Your Credit Score [INFOGRAPHIC]

By Blankingship & Christiano, P.C. |

Your credit score is made up of three little numbers, but the impact on your life is anything but small. Your credit score influences everything from your ability to open a retail card in a store to your ability to buy a house. Unfortunately, mistakes are rife on credit reports, and one wrong entry… Read More »

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