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IdentityTheft2

Experian Reports Identity Theft Is On The Rise

By Blankingship & Christiano, P.C. |

According to Experian, identity theft is on the rise on a national scale. With rising identity theft claims, consumers bear the burden of proof Unfortunately for consumers, while Experian acknowledges the increase in identity theft, our experience is that Experian allows inaccurate identity theft accounts to remain on a consumer’s credit report. If Experian… Read More »

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Legal13

Have You Been Exhausted by Identity Theft?

By Blankingship & Christiano, P.C. |

Proving identity theft claims is an uphill battle No doubt being the victim of identity theft is a terrifying and exhausting experience, but what most consumers don’t understand is that the deck is stacked against them. You could be the victim of a hack or a loved one has used your social security number… Read More »

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EXPERIAN SEEKS TO ARBITRATE CREDIT REPORT ERRORS TO AVOID JURIES

By Blankingship & Christiano, P.C. |

Avoid all Experian products and services.  Most people that sign up for on-line products and services quickly click through the terms and conditions, agree to what is required and move on.  After all, who has the time to read all that fine print?  Well… we do, and we have read it so you will… Read More »

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INACCURATE EQUIFAX CREDIT SCORES IN 2022

By Blankingship & Christiano, P.C. |

The Wall Street Journal reported (https://www.wsj.com/articles/equifax-sent-lenders-inaccurate-credit-scores-on-millions-of-consumers-11659467483) that Equifax provided inaccurate credit scores when consumers applied for auto loans, mortgages, and credit cards.  Reporting indicated that Equifax sent the inaccurate credit scores from the middle of March 2022 to early April 2022.  If Equifax provided a credit score for your credit application during that time… Read More »

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CreditDef

AUTO LEASE EXTENSIONS AND INACCURATE CREDIT REPORTS

By Blankingship & Christiano, P.C. |

There are a number of credit reporting issues that can come out of auto leases including erroneous accounting information and inaccurate late payment data.  However, the most problematic one that we have seen arises out of lease term extensions.  Consumers that don’t want to bother with the hassle of lease turn in and getting… Read More »

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Credit Report

HOW DO I CORRECT AN INACCURATE EXPERIAN CREDIT REPORT?

By Blankingship & Christiano, P.C. |

The best way to correct an inaccurate Experian credit report is to send Experian a detailed dispute letter explaining the factual scenario why the information that Experian reports on your credit report is wrong.  You should also include any supporting documentation with the credit dispute letter to prove to Experian that the credit reporting… Read More »

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Auto Credit

INACCURATE CREDIT REPORTS FROM CAPITAL ONE AND CAPITAL ONE AUTO

By Blankingship & Christiano, P.C. |

Blankingship & Christiano have dealt with Capital One in the past and know the issues to examine involving an inaccurate credit report whether it be from inaccurate credit reporting, identity theft, or improper charged off and collection accounts for an automobile loan. Credit reporting errors and inaccuracies with Capital One and Capital One Auto… Read More »

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Legal3

CREDIT REPORTING ISSUES WITH DISCOVER?

By Blankingship & Christiano, P.C. |

New Discover Credit Cards are opened online without a signature or ID             We have been suing creditors and credit reporting companies for approximately 20 years and one of the most problematic ones by far has been Discover.  Discover spends just under $100,000,000 annually on advertisements with slogans like “We treat you like you… Read More »

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Legal29

Will Freezing Your Credit Stop Identity Theft?

By Blankingship & Christiano, P.C. |

Consumer Reports wrote an article detailing “Why a Credit Freeze Alone Won’t Stop Identity Theft.” The article identified ways, other than opening credit accounts, that identity thieves can use your personal information including: stealing tax refunds obtaining health insurance scams on payment platforms The article discusses various ways that consumers may deal with those… Read More »

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How To Use Your Credit Report To Uncover Identity Theft Occurrences

By Blankingship & Christiano, P.C. |

Discovering that you may be the victim of identity theft is a shocking experience.  The FBI has stated that identity theft is one of the fastest growing crimes in America.  Blankingship & Christiano helps victims of identity theft who have inaccurate credit reports containing accounts opened by an identity thief.  These accounts can be… Read More »

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