Category Archives: Credit Score
When Bankruptcy Does Not Mean a Fresh Start on Your Credit Report
Reestablishing credit after a bankruptcy discharge is no easy task. Bankruptcy is meant to offer a fresh start with a chance to rebuild your financial life. However, many times the promise of a fresh start is eliminated by inaccurate consumer credit reports related to accounts that should have been included in the bankruptcy. This… Read More »
WHAT ARE THE TOP THREE REASONS TO SUE EQUIFAX?
Equifax is one of the major credit reporting agencies that maintains and publishes credit information about American consumers. When it comes to compliance with consumer protection laws and consumer rights, Equifax has a troubled regulatory history. The largest of its failures occurred in 2017 when Equifax failed to protect consumer credit data as part… Read More »
How Credit Scoring Models Work
Breaking down the credit scoring models algorithm Most consumers think they have some idea how scoring models work and believe that they have a certain fixed score at any point in time. The truth is that there are dozens of different scoring models and the big three (Experian, Trans Union and Equifax) all use… Read More »