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Category Archives: Credit Card Attorney

How Credit Scoring Models Work

How Credit Scoring Models Work

By Blankingship & Christiano, P.C. |

Breaking down the credit scoring models algorithm Most consumers think they have some idea how scoring models work and believe that they have a certain fixed score at any point in time.  The truth is that there are dozens of different scoring models and the big three (Experian, Trans Union and Equifax) all use… Read More »

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what is the role of a credit report attorney

What is the role of a credit report attorney?

By Blankingship & Christiano, P.C. |

Credit repair agencies VS. Legal counsel Credit report attorneys do not engage in “credit repair.”  We specifically caution against a consumer engaging a credit repair company that makes false promises of their ability to remove items of credit for an upfront fee.  Consumers would be much better served and save money by initiating their… Read More »

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