Category Archives: Equifax
Equifax Exposes Confidential Client Information In 2024
EQUIFAX SHARES AND RELEASES CONFIDENTIAL CONSUMER CREDIT DATA, SOCIAL SECURITY NUMBERS, AND PERSONAL INFORMATION TO DISPUTE PROCESSORS THAT IT DOES NOT PROPERLY SUPERVISE. Inaccurate credit report disputes outsourced to overseas 3rd party contractors. We all know that the big three credit reporting agencies (“CRAs”) collect massive amounts of data about each of us including… Read More »
WHAT ARE THE TOP THREE REASONS TO SUE EQUIFAX?
Equifax is one of the major credit reporting agencies that maintains and publishes credit information about American consumers. When it comes to compliance with consumer protection laws and consumer rights, Equifax has a troubled regulatory history. The largest of its failures occurred in 2017 when Equifax failed to protect consumer credit data as part… Read More »
How Credit Scoring Models Work
Breaking down the credit scoring models algorithm Most consumers think they have some idea how scoring models work and believe that they have a certain fixed score at any point in time. The truth is that there are dozens of different scoring models and the big three (Experian, Trans Union and Equifax) all use… Read More »
The dirty little secret Equifax, Experian, and TransUnion don’t want you to know about inaccurate credit reports.
Consumer Disputes are Outsourced. Equifax, Experian, and TransUnion all have similar business practices for reinvestigating consumer credit report disputes. The dirty little secret that they do not want consumers to know is that they no longer handle these disputes themselves. Not only do they not actually handle or investigate the disputes, they do not… Read More »