Category Archives: Background Check
Things That Hurt Your Credit Score
Many factors can reflect poorly on your credit trustworthiness, including at least one that is not your fault: identity theft. Identity thieves can open new accounts in your name, accrue significant debt, and, of course, fail to pay back these debts. Since it can be difficult to fix your credit score by yourself, it… Read More »
Credit Reporting Myths You Need to Know
Your credit is critical for your personal financial health, yet many people still believe common misconceptions about credit scores and credit reporting. Unless you have recently visited a consumer credit law firm in Fairfax to discuss identity theft or inaccurate credit reporting with a credit lawyer, then it may be time to learn a… Read More »
How Do Public Records Impact Your Credit Score?
You may already know that your credit score fluctuates based on various types of financial information. If you have different types of credit accounts, make payments on time and in full, and otherwise manage your credit responsibly, then you are likely to have a good credit score. Certain public records, credit card debt, unpaid… Read More »
Disputing an Incorrect Background Check
Employers routinely obtain consumer reports from third-party agencies to conduct background checks on current or prospective employees. If these reports reveal negative information about an employee, the employer can use this as a basis for termination or denial of an employment position. For this reason, it’s important to properly handle a credit dispute near… Read More »