Disputing an Incorrect Background Check

Employers routinely obtain consumer reports from third-party agencies to conduct background checks on current or prospective employees. If these reports reveal negative information about an employee, the employer can use this as a basis for termination or denial of an employment position. For this reason, it’s important to properly handle a credit dispute near Leesburg.

Under the Fair Credit Reporting Act, any employee or potential employee has the right to dispute information contained in his or her credit report. This video discusses the steps for disputing false information contained in a credit report. As is explained, a consumer must send a letter identifying why certain information is inaccurate as part of the dispute of the inaccurate credit information. The consumer could also contact a credit lawyer to ensure the credit agencies investigate the complaint within 30 days, as required by consumer law. Blankingship & Christiano is happy to review any letter that a consumer has sent to or received from a credit-reporting agency. Please contact us for a review.