If you are thinking about buying a home, one of the first factors to consider is whether your credit score is adequate. You should regularly request copies of your credit history to keep an eye on your score. As a credit report lawyer in Ashburn can explain to you, you are entitled to receive one free copy of each of your credit reports every 12 months under consumer law. Your credit lawyer will advise you to carefully review each report to see if there are any errors that might be adversely affecting your score. If so, a credit report lawyer at a consumer protection law firm can help you correct these errors.
You can also use your credit reports to find ways of improving your score, such as paying off old accounts. Watch this video to discover how high of a credit score you may need to obtain a mortgage. This financial advisor explains that the ideal range can vary depending on the type of lender and the amount of the loan.