Credit reporting agencies assemble information about consumer credit histories and evaluate that information on behalf of third parties. Banks, landlords, and other creditors supply information about financial behavior – such as payment histories – to credit reporting agencies. They also may request information about consumers’ histories with other creditors when they are making decisions about extending credit. If you have errors on your credit report, your credit report attorney near Ashburn will dispute that information with the credit reporting agency that is reporting it.
Credit reporting agencies track an extremely large amount of information, and mistakes are common. However, they can also be reluctant to fix errors, which is why having a credit report lawyer on your side is so important. Your credit report attorney has knowledge of the Fair Credit Reporting Act and can insist on fair and fast corrections of your credit history. If your credit report has merged files, incorrect information, or outdated debts, let a credit report lawyer challenge the reporting agencies on your behalf.