A Closer Look at Credit Report Disputes
In order to protect your financial wellbeing, it is essential to review your credit report on a regular basis. However, if you discover a credit report error, you may be unsure of how to proceed. Credit report errors can affect your ability to obtain loans and lines of credit, so it is important to have these mistakes corrected as soon as possible. Fortunately, there are laws in place to protect consumer rights, and a skilled credit report lawyer near Ashburn can help you understand these laws.
Filing a credit report dispute involves notifying the credit bureau that has reported the mistake—your credit report lawyer can help you complete this process. Federal law requires the credit bureau to investigate any credit report mistakes within 30 days in most scenarios and remove any credit errors from your report. Unfortunately, the credit bureaus do not always move quickly to resolve these errors, but a credit report attorney can help guide you through the process of resolving your credit report dispute.