Northern Virginia Identity Theft Resolutions
As one of the fastest-growing crimes in the United States, identity theft affects us all. Whether we are just fearful our personal information will be stolen, or fighting to correct our credit reports, it is clear that this epidemic is now part of our everyday reality.
As the problem grows, so too do the laws designed to combat and punish the perpetrators of identity theft. In the Commonwealth of Virginia, there are several tough state laws, including the Identity Theft Protection Act of 2003. Identity theft crimes committed via computers, such as phishing and pharming, are considered felonies punishable by five to ten years in prison and a $2,500 fine.
Prosecuting identity theft fraud
In the United States, the perpetrator of aggravated identity theft can receive 15 years in prison if the value of the goods obtained is over $1,000 in a one-year period. Identity theft also can be prosecuted under many federal laws including the following:
- Fair Credit Reporting Act (FCRA), originally passed in 1970
- Fair and Accurate Credit Transactions Act (FACTA) of 2003
- Identity Theft Enforcement and Restitution Act of 2007
- Identity Theft and Assumption Deterrence Act of 1998
Why you need qualified identity theft help
Identity theft is a very serious crime that merits decisive action. Our Blankingship & Christiano, P.C. identity theft attorneys can provide identity theft help with everything from credit report disputes to litigation.
Errors or fraudulent activity appearing on your credit report can be financially devastating. As a result of identity theft, you could be denied credit, employment as well as housing and utilities.
To report identity theft in Fairfax, you should take the following action right away:
- Notify the police and get a copy of the report
- Cancel credit and debit cards related to theft
- Ask the credit bureaus to put a fraud alert on your credit file
- Put your dispute in writing and submit it to the dispute address for each of the three credit bureaus
- Download and complete the identity theft affidavit available from the Federal Trade Commission or FTC website
- Send a completed FTC identity theft affidavit to your credit card companies, banks and credit bureaus
At Blankingship & Christiano, P.C., our identity theft attorneys are knowledgeable about Fairfax identity theft laws and understand the importance of maintaining an accurate credit report.
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If you are the victim of identity theft and need to understand how identity theft laws in Fairfax and throughout Virginia and nationwide can protect you, contact a Blankingship & Christiano, P.C. attorney at (571) 313-0412 or online to discuss your case.
Why Choose Us
- Seasoned Litigators with Proven Success in Multiple Fair Credit Reporting Act Cases
- Skilled in Identifying Qualified Cases
- Highly Knowledgeable of Consumer's Rights in Matters Related to Inaccurate Credit Reporting
- Extensive Understanding of the Financial Harm Caused by Credit Reporting Errors and Identity Theft
- In-Depth Knowledge of the Credit Reporting Agencies and Furnishers Operations