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Author Archives: Jay Butchko

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What To Know About Consumer Credit Repair

By Blankingship & Christiano, P.C. |

The Wall Street Journal published an article about consumer credit repair on September 20, 2021.  The article was a useful introduction of consumer credit rights with ideas for consumers to use various self-help remedies to correct errors on their credit.  Blankingship & Christiano litigates cases for consumers who are unable to have objectively inaccurate… Read More »

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CREDIT REPORTING ISSUES WITH VERIZON, COX AND UTILITIES?

By Blankingship & Christiano, P.C. |

Weak process for handling identity theft I have Verizon service at home and really like it, but what almost all of its customers can attest is that they are less than accommodating at opening and closing of an account.  Whether you are changing addresses, changing service providers, or simply cancelling your service, these phone… Read More »

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IS YOUR POST-BANKRUPTCY CREDIT REPORT UPDATED & ACCURATE?

By Blankingship & Christiano, P.C. |

Most consumers who have been discharged from a Chapter 7 bankruptcy or are in a Chapter 13 bankruptcy have no idea how their discharged debts should appear on their credit reports.  Blankingship &Christiano has seen a large instance of inaccurate credit reporting on consumers post-bankruptcy credit reports that have occurred for a variety of… Read More »

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Why Can’t I Get my Inaccurate Credit Report Fixed?

By Blankingship & Christiano, P.C. |

Most people expect that if they have something inaccurate on their credit report that they should be able to get the inaccurate credit report corrected.  Congress expected that too, but as time passed and the Fair Credit Reporting Act aged, the companies that investigate credit report disputes adjusted their procedures.  If you ask the… Read More »

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Why Don’t On-Line Credit Report Disputes Work?

By Blankingship & Christiano, P.C. |

Online disputes simplify the process for Credit Reporting Agencies The Credit Reporting Agencies encourage consumers to file their disputes on-line rather than send in written dispute letters because it is far cheaper for them.  When a consumer goes on-line to file their dispute, you do all the work for the CRAs.  You select the… Read More »

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